> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.crisscross.money/api-reference/collect/payers/stored-payment-methods/delete-stored-payment-method/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.crisscross.money/_mcp/server.

# Delete Stored Payment Method

DELETE https://api.crisscross.money/v1/payers/{payerId}/paymentMethods/{paymentMethodToken}

Deletes a stored payment method associated with a payer. This operation is useful for removing outdated or unused payment methods, ensuring that only valid and current payment options are available for transactions.


Reference: https://docs.crisscross.money/api-reference/collect/payers/stored-payment-methods/delete-stored-payment-method

## Request

### Path parameters

- `payerId` (string, required) — The unique identifier for the payer. See the [Payer ID guide](/payer-id).
- `paymentMethodToken` (string, required) — The token representing the payment method to delete.

## Response

### 200

Payment method deleted successfully.

- `analyticsId` (string, optional) — Unique analytics identifier corresponding to a payment method.
- `createdAt` (datetime, optional) — Creation date & time of the object (UTC).
- `customerId` (string, optional) — The ID representing the customer.
- `default` (boolean, optional) — Whether or not this payment method is the default.
- `deleted` (boolean, optional) — Whether or not this object has been revoked.
- `deletedAt` (datetime, optional) — Date & time when this object was revoked (UTC).
- `description` (string, optional) — A friendly description given by the user.
- `isVerified` (boolean, optional) — Whether or not this payment method was verified.
- `paymentMethodData` (PayersPayerIdPaymentMethodsPaymentMethodTokenDeleteResponsesContentApplicationJsonSchemaPaymentMethodData, optional)
- `paymentMethodType` (string, optional) — Payment method type associated with a token.
- `token` (string, optional) — The vaulted payment method token.
- `tokenType` (string, optional) — Type of the token (e.g., MULTI_USE).

## Errors

### 400 Bad Request Error

Bad Request - Invalid request parameters.

- `message` (string, required) — Human-readable description of what went wrong.
- `error` (string, required) — Error category, typically the HTTP reason phrase (e.g. "Bad Request", "Unauthorized", "Conflict", "Unprocessable Entity", "Internal Server Error").
- `statusCode` (integer, required) — HTTP status code, mirroring the response header. The response header is the source of truth.

### 404 Not Found Error

Not Found - Payment method not found.

- `message` (string, required) — Human-readable description of what went wrong.
- `error` (string, required) — Error category, typically the HTTP reason phrase (e.g. "Bad Request", "Unauthorized", "Conflict", "Unprocessable Entity", "Internal Server Error").
- `statusCode` (integer, required) — HTTP status code, mirroring the response header. The response header is the source of truth.

## Types

### PayersPayerIdPaymentMethodsPaymentMethodTokenDeleteResponsesContentApplicationJsonSchemaPaymentMethodData

- `last4Digits` (string, optional) — Last four digits of the card number.
- `expirationMonth` (string, optional) — Expiration month of the card.
- `expirationYear` (string, optional) — Expiration year of the card.
- `binData` (PayersPayerIdPaymentMethodsPaymentMethodTokenDeleteResponsesContentApplicationJsonSchemaPaymentMethodDataBinData, optional)

### PayersPayerIdPaymentMethodsPaymentMethodTokenDeleteResponsesContentApplicationJsonSchemaPaymentMethodDataBinData

- `network` (string, optional) — Network of the card (e.g., AMEX).
- `issuerCountryCode` (string, optional) — Country code of the issuer.
- `issuerCurrencyCode` (string, optional) — Currency code of the issuer.
- `regionalRestriction` (string, optional) — Regional restriction of the card.
- `accountNumberType` (string, optional) — Type of the account number.
- `accountFundingType` (string, optional) — Funding type of the account.
- `prepaidReloadableIndicator` (string, optional) — Indicator if the card is reloadable.
- `productUsageType` (string, optional) — Usage type of the product.
- `productCode` (string, optional) — Code of the product.
- `productName` (string, optional) — Name of the product.

## Examples

**Response**

```json
{
  "analyticsId": "ANALYTICS_123456",
  "createdAt": "2024-03-20T09:00:00Z",
  "customerId": "CUSTOMER_123456",
  "default": false,
  "deleted": true,
  "deletedAt": "2024-03-21T10:00:00Z",
  "description": "User's primary card",
  "isVerified": true,
  "paymentMethodData": {
    "last4Digits": "1234",
    "expirationMonth": "12",
    "expirationYear": "2026",
    "binData": {
      "network": "AMEX",
      "issuerCountryCode": "AW",
      "issuerCurrencyCode": "AED",
      "regionalRestriction": "DOMESTIC_USE_ONLY",
      "accountNumberType": "PRIMARY_ACCOUNT_NUMBER",
      "accountFundingType": "CREDIT",
      "prepaidReloadableIndicator": "RELOADABLE",
      "productUsageType": "CONSUMER",
      "productCode": "PROD_001",
      "productName": "Standard Card"
    }
  },
  "paymentMethodType": "PAYMENT_CARD",
  "token": "TOKEN_abcdef123456",
  "tokenType": "MULTI_USE"
}
```

**SDK Code**

```python Stored Payment Methods_deleteStoredPaymentMethod_example
import requests

url = "https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken"

response = requests.delete(url)

print(response.json())
```

```javascript Stored Payment Methods_deleteStoredPaymentMethod_example
const url = 'https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken';
const options = {method: 'DELETE'};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go Stored Payment Methods_deleteStoredPaymentMethod_example
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken"

	req, _ := http.NewRequest("DELETE", url, nil)

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Stored Payment Methods_deleteStoredPaymentMethod_example
require 'uri'
require 'net/http'

url = URI("https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Delete.new(url)

response = http.request(request)
puts response.read_body
```

```java Stored Payment Methods_deleteStoredPaymentMethod_example
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.delete("https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken")
  .asString();
```

```php Stored Payment Methods_deleteStoredPaymentMethod_example
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('DELETE', 'https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken');

echo $response->getBody();
```

```csharp Stored Payment Methods_deleteStoredPaymentMethod_example
using RestSharp;

var client = new RestClient("https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken");
var request = new RestRequest(Method.DELETE);
IRestResponse response = client.Execute(request);
```

```swift Stored Payment Methods_deleteStoredPaymentMethod_example
import Foundation

let request = NSMutableURLRequest(url: NSURL(string: "https://api.crisscross.money/v1/payers/payerId/paymentMethods/paymentMethodToken")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "DELETE"

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```