Introduction to CrissCross
Cross-border payments infrastructure for Africa and beyond
Overview
CrissCross is cross-border payments infrastructure for businesses expanding into Africa. A single integration lets you collect, pay out, and exchange funds across 20+ markets, over both fiat and stablecoin rails.
As your Merchant of Record, CrissCross owns the local payment provider relationships, domestic acquiring, and regulatory compliance. Your customers pay in their local currency, and you settle in the currency and location you choose, without registering a local entity in each market.
What is CrissCross?
CrissCross is a Merchant of Record platform that lets you accept payments across multiple methods and markets through one API. Because CrissCross holds the provider relationships and handles domestic acquiring, you integrate once instead of onboarding with a multiple payment provider in every country you enter.
Capabilities
- Merchant of Record: Accept payments without registering with individual providers. CrissCross manages provider relationships, domestic acquiring, tax, and regulatory compliance across 20+ markets.
- Fiat and stablecoin rails: Route collections, payouts, and exchanges over both fiat and stablecoin infrastructure from a single integration.
- Competitive FX rates: Access the most competitive FX rates on every transaction across fiat and stablecoin rails.
- Higher conversion: Add locally preferred payment methods that drive an average 10%+ uplift in checkout conversion across markets.
- Superior performance: Outperform incumbent providers on transaction success and conversion through intelligent routing and automated failover.
- Reliable infrastructure: Enterprise-grade infrastructure with >99.99% uptime, horizontally scalable microservices, and fast recovery.
- Built-in fraud prevention: Apply custom rules, transaction monitoring, and blocking to detect and stop fraud.
- Unified reporting: Aggregate payment and settlement data in one place for straightforward reconciliation.
Who uses CrissCross
CrissCross fits businesses that need to:
- Expand into African markets without setting up local entities
- Collect in local currencies while settling in a preferred currency
- Manage settlement across multiple bank accounts and currencies
- Access local payment methods without building each integration in-house
Coverage
CrissCross operates across 20+ markets in Africa and the Middle East:
- East Africa: Kenya, Tanzania, Uganda, Rwanda
- West Africa: Nigeria, Ghana, Senegal, Ivory Coast, Benin
- Central Africa: Cameroon, DRC, Gabon
- Southern Africa: South Africa, Zambia
- Middle East: UAE, Egypt