Skip to navigation
PayoutsMarkets

Tanzania Payouts

TZS payouts to banks and mobile wallets

Use this guide when you want to send TZS payouts to recipients in Tanzania. Tanzania supports bank transfers and mobile wallets (MTN, Airtel).

Overview

  • Currency: TZS
  • Payment location: TZA
  • Supported rails: Bank transfer, Mobile wallet
  • Payment methods:
    • Bank transfer → paymentMethodId: "banktransfer", recipient.type: "bank_account"
    • Mobile wallet → paymentMethodId: "mobilemoney", recipient.type: "mobile_money"

Required fields by rail

Bank transfer

FieldRequiredNotes
accountNumberYesBank account number
bankCodeYesLocal bank code
accountHolderNameYesName on the account
countryYesTZA
phoneNumberNoInternational format

Mobile wallet (MTN, Airtel)

FieldRequiredNotes
phoneNumberYesMSISDN in international format
countryYesTZA
operatorYesUse mtn or airtel
nameNoRecipient name

Top-level required fields for every payout: merchantId, merchantReference, destinationValue (with minorAmount and currency), paymentMethodId, paymentLocation, recipient, sender (see Sender details).

Sender details (required)

Every payout requires a sender object for KYT/KYC screening. fullName, identity, and identityNumber are required; the remaining sender fields are optional but may be required by certain destinations.

FieldRequiredNotes
fullNameYesSender’s full name
identityYesIdentity document type: passport, nationalId, driversLicense, residencePermit, businessRegistrationNumber, or other
identityNumberYesIdentity document number

See Create Payout for the full sender schema.

Example requests

Bank transfer

{
  "merchantId": "your-merchant-id",
  "merchantReference": "PAYOUT-TZ-001",
  "destinationValue": {
    "minorAmount": 1000000,
    "currency": "TZS"
  },
  "paymentMethodId": "banktransfer",
  "paymentLocation": "TZA",
  "recipient": {
    "type": "bank_account",
    "accountNumber": "0123456789",
    "bankCode": "001",
    "accountHolderName": "Asha Mushi",
    "country": "TZA"
  },
  "sender": {
    "fullName": "Jane Smith",
    "identity": "passport",
    "identityNumber": "A12345678"
  }
}

Mobile wallet (MTN)

{
  "merchantId": "your-merchant-id",
  "merchantReference": "PAYOUT-TZ-002",
  "destinationValue": {
    "minorAmount": 750000,
    "currency": "TZS"
  },
  "paymentMethodId": "mobilemoney",
  "paymentLocation": "TZA",
  "recipient": {
    "type": "mobile_money",
    "phoneNumber": "255712345678",
    "country": "TZA",
    "operator": "mtn",
    "name": "Neema Kato"
  },
  "sender": {
    "fullName": "Jane Smith",
    "identity": "passport",
    "identityNumber": "A12345678"
  }
}